Whiplash Compensation Calculator - How Much Can You Claim?

How Much Compensation for Whiplash?

Whiplash injuries from road accidents are now subject to fixed tariff compensation amounts. The Whiplash Reform Programme changed how these claims are valued.

The New Tariff System

For RTA-related whiplash injuries, compensation is now fixed based on how long your symptoms last:

Tariff Amounts (Whiplash Only)

• Up to 3 months: £260
• 3-6 months: £520
• 6-9 months: £895
• 9-12 months: £1,320
• 12-15 months: £2,040
• 15-18 months: £3,005
• 18-24 months: £4,215
• Over 24 months: Case-by-case assessment

Whiplash Plus Minor Psychological Injury

Add 20% uplift (up to a maximum of the next tariff band).

What Counts as Whiplash?

The tariff applies to:

• Neck pain and stiffness
• Upper back pain
• Soft tissue injuries to neck and back
• Minor psychological symptoms related to the injury

What Doesn't Fall Under the Tariff?

The following injuries are valued separately (potentially higher):

• Fractures
• Disc injuries
• Head injuries
• Significant psychological injuries
• Injuries from non-RTA accidents

Special Damages Still Apply

On top of tariff compensation, you can claim:

• Lost earnings
• Medical expenses
• Travel costs
• Care and assistance
• Vehicle damage

Making a Whiplash Claim

For claims up to £5,000:

• Can use Official Injury Claim portal yourself
• Must get medical report through portal
• Tariff amount offered by insurer

For more complex or higher value claims, a solicitor helps ensure you receive everything you're entitled to.

Medical Evidence Required

All whiplash claims require a medical report from an accredited expert. This establishes:

• Nature of your injury
• Expected recovery time
• Any other injuries

Is It Worth Claiming?

Even with lower tariff amounts:

• You can still recover special damages
• Ensures injuries are properly documented
• Covers out-of-pocket expenses
• Holds negligent drivers accountable

Time Limits

You have 3 years to claim. Don't delay in getting medical evidence.

Get a Free Assessment

MCR Solicitors can assess your whiplash claim and advise on your options. Call 0161 466 1280.