Personal Injury 29 January 2026 6 min read

Road Traffic Accident Claims - What Are Your Rights?

If you've been injured in a road traffic accident, you have rights. Whether you're a driver, passenger, cyclist or pedestrian, learn about your claim options.

By MCR Solicitors Personal Injury Team

Road Traffic Accident Claims

Road traffic accidents happen every day in the UK. If you've been injured due to someone else's negligence, you're entitled to compensation for your injuries and losses.

Who Can Claim?

You can make an RTA claim if you were:

  • A driver (if not at fault)
  • A passenger (in any vehicle)
  • A cyclist
  • A pedestrian
  • A motorcyclist

Types of Road Accident Claims

  • Rear-end collisions
  • Roundabout accidents
  • T-bone/side impacts
  • Head-on collisions
  • Multi-vehicle pile-ups
  • Hit and run (via MIB)
  • Uninsured driver (via MIB)

What You Can Claim For

General Damages

Compensation for your injuries based on severity and recovery time.

Special Damages

  • Lost earnings (past and future)
  • Medical expenses
  • Travel costs (hospital visits)
  • Vehicle repair/replacement
  • Care and assistance
  • Home adaptations
  • Rehabilitation costs

Immediate Steps After an Accident

  1. Check for injuries and call 999 if needed
  2. Exchange details with other driver(s)
  3. Take photos of vehicles, damage, and scene
  4. Get witness details
  5. Report to police if injuries or damage significant
  6. Note time, date, conditions
  7. See a doctor even if injuries seem minor
  8. Don't admit fault

The 'Low Value' Claim Process

For straightforward claims under £5,000:

  • Can use the Official Injury Claim portal yourself
  • Fixed tariff compensation amounts
  • Quicker resolution

For more serious injuries or disputed liability, a solicitor is recommended.

Time Limits

  • Adults: 3 years from accident date
  • Children: Until 21st birthday
  • Criminal injury: 2 years (for CICA)

What If I Was Partially At Fault?

You can still claim. Your compensation is reduced by your percentage of fault. This is called 'contributory negligence'.

What If the Other Driver Was Uninsured?

You can claim through the Motor Insurers' Bureau (MIB). Compensation may take longer but you're still protected.

No Win No Fee

We offer no win no fee for road accident claims. No financial risk to you.

Get Started

MCR Solicitors handles road traffic accident claims across Manchester. Call 0161 466 1280 for a free assessment.

Tags: road traffic accident RTA car crash personal injury compensation claim

Need Legal Advice?

Our experienced solicitors are here to help. Contact us today for a free initial consultation.

Get In Touch or call 0161 466 1280
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